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Benefits Guide
Medical Plans Summary of Benefits and Coverage
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FAQs & Helpful Information
Medical, Dental, Vision
Medical Benefits
What’s covered under my Kodiak health plan?
How do I find an in-network doctor or specialist?
How do I request a medical reimbursement?
What’s covered for prescriptions?
Where can I find my Medical ID card online?
What do I need to create my online account?
Can I search for Spanish-speaking doctors or telehealth providers?
How can I estimate costs for procedures?
What support is available for urgent or late-night health concerns?
Dental Benefits
How do I create my Ameritas dental account?
How do I find in-network dental providers?
How do I access my dental ID card?
How do I submit a dental claim or view coverage?
Who should I contact for help?
Vision Benefits
How do I create my VSP Vision Care account?
How do I access my Vision Member ID card?
How do I file a vision reimbursement claim?
How do I check my vision coverage?
Where can I use my vision benefits?
Health Savings Account & Dependent Care FSA
HSA
What is an HSA?
How do I use my HSA funds?
How can I change my contribution amount?
How do I get a new debit card?
How can I transfer or roll over an existing HSA?
Dependent Care FSA
What is a DCFSA?
Who qualifies?
What expenses are covered?
How do I enroll and use my account?
What do I need for reimbursement?
Need help?
401(k) & ESPP
401(k)
How do I access my 401(k)?
How do I change my 401(k) contributions?
How can I request a 401(k) loan or withdrawal?
How do I roll over retirement funds into my Kodiak 401(k)?
Employee Stock Purchase Plan (ESPP)
How does Kodiak’s ESPP work?
Voluntary Benefits & Claims
Voluntary Benefits
How do I submit voluntary benefit claims (hospital, critical illness, accident)?
How do I get my $50 for a wellness exam?
How do I file a Life or Accidental Death claim?
What about Accidental Dismemberment claims?
Genomic Life
What is Genomic Life?
What does the Cancer Guardian benefit include?
What does the program include?
How do I get started with Genomic Life?
Where can I learn more or get support?
LegalShield & IDShield
What is LegalShield?
What’s included in LegalShield?
Who’s covered under LegalShield?
What is IDShield?
What’s included in IDShield?
Who’s covered under IDShield?
What is the combined coverage discount?
Pet Insurance
What is MetLife Pet Insurance?
What does coverage include?
How does enrollment work?
How do I file a claim?
What plan options are available?
Educational Resources: Medicare Videos
Time Away & Personal Support
Leaves & Disability
What is FMLA and who’s eligible?
How do I apply for FMLA or disability?
What’s the difference between Short-Term and Long-Term Disability?
Employee Assistance Program (EAP)
What help can I get through the EAP?
Professional Growth & Reimbursement
SHARP
What is SHARP?
What are the different programs under SHARP?
Who is eligible for SHARP?
How do I apply?
Retirement Resources
Questions about Retirement?
Questions about Medicare?
Benefits Assistance
Have questions about benefit plans, in-network providers, or claims / billing issues?
401k & ESPP
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Home
Benefits Guide
Medical Plans Summary of Benefits and Coverage
Benefits Directory
Health Savings Account
FAQs & Helpful Information
401k & ESPP
Media Library
English
Español
Benefits Guide
Review your benefits guide for detailed information about your coverage and plan options.
2026 Benefits Guide
2026 Legal Notices
Employee Handbook
Blue Cross Blue Shield of Texas - Summary of Benefits and Coverage
HSA Plan
PPO Plan
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Have questions about benefit plans, in-network providers, or claims and billing issues?
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(855) 874-0110
Mon.–Fri. 8 a.m. – 5 p.m. ET & CT
Contact KGS Benefits Department
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